What would you do? What would you do after planning and making adjustments to accomplish your New Year's resolutions, when you fail and can't see them through?
While it is good to keep those other resolutions as well to help better yourself, by making some financial resolutions you can help better your situation as well.
I was one of the lucky ones this year. The word, grateful, doesn't even come close to describing how I feel about this current year that will officially end at midnight on Friday (January 1).